RECOMMENDED HANDOUTS
Kelly
Law Office
10709 Wayzata Blvd. #205
Minnetonka, MN 55305
Phone: (952) 544-6356
Fax: (952) 525-7924
Mobile: (612) 735-3797
dave@kelly-law.com
Serving St. Louis Park, Golden Valley, Hopkins, Plymouth, Wayzata, Minneapolis-St. Paul, Minnesota.
AT A GLANCE
Check list of what documents to provide after filing:
The new law requires that the trustee is to be provided with a copy of your most recent tax return prior to the meeting of creditors. For all practical purposes, "meeting of creditors" means "hearing." There is also now a longer list of what you are required to bring to the meeting of creditors. The folks at the clerk of court's office in Minneapolis have prepared a little sheet which lists these items, and they are passing it out to those brave but foolish souls who are coming in to file their own cases without the help of a lawyer. This sheet is pretty handy, and we have started giving it out to our clients. To view or download this item, click here.
Proof of identity and social security number:
Heaven help you if you show up for the meeting of creditors ("341 Meeting) without a picture ID and something in writing that proves your social security number is yours. The preferred items to take care of this requirement are a driver's license and a social security card. There are other alternatives, however, all of which are set forth in the "Notice to Debtors and Attorneys" handout. To see the handout, click here.
The "Bankruptcy Information Sheet" - Required Reading:
At the meeting of creditors, which Dave Kelly always just calls the "hearing," one of the questions will be "have you read the Bankruptcy Information Sheet?" The correct answer to this question is "yes." So be sure you actually have read this sheet. For a copy of this handout, click here.
Please note that this item might more properly be called the misinformation sheet, since the situation it describes could only take place in a case where none of the assets were exempt. Not long ago Mr. Kelly overheard another attorney tell his client not to worry about it because "it's all lies."
How do I get a copy of my Credit Report?
If you search on Google you will find several sites offering to provide a free credit report. When you get into the process you will often find that either it is not free, they want you to sign up for some kind of membership, or they want a lot of personal information which they are going to use to bury you in advertising. There's only one place Dave recommends for getting a free credit report, and that's AnnualCreditReport.com. This is a is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).
Kelly Law Office represents bankruptcy clients throughout the Twin Cities - Minneapolis, Minnesota area including Champlin, Crystal Bay, Dayton, Eden Prairie, Excelsior, Hamel, Hopkins, Howard Lake, Long Lake, Loretto, Maple Plain, Minneapolis, Minnetonka Beach, Minnetonka, Mound, Navarre, Osseo, Rogers, Saint Bonifacius, Saint Paul, Spring Park, Wayzata, Young America, Bloomington, Edina, St. Louis Park, Wayzata, Plymouth, Maple Grove, Brooklyn Park, Anoka, Shakopee, Hastings, Eagan, Burnsville, Buffalo, Waverly, Montrose, Hennepin County, Anoka County, Carver County, Scott County, Ramsey County, Dakota County, and Wright County.
The information you obtain at this site is for general information purposes on and is not legal advice. You should consult the attorney of your choice for individual advice regarding your own situation. The use of the Internet for communications with the firm will not establish an attorney-client relationship and messages containing confidential or time-sensitive information should not be sent.